Construction and Contractor Insurance

High-Rise Building Contractors
Infrastructure Projects Insurance
School Contractors
Sports Arena Contractors
Universities Contractors
Utility Contractors
Residential Contractors
Retail Contractors

Our team focuses on developing surety, insurance and risk management programs for contractors, sub-contractors and firms specializing in construction projects large and small. Our team's uncommon insights on liability issues, unparalleled service, and dedicated staff ensure you are in good hands.

We serve all aspects of construction, contractors, and developers including General Contractors and Sub-Contractors.

Crane & Rigging Insurance
Scaffolding & Access Insurance
Commercial Contractors
Industrial Contractors
Demolition Contractors
Roofing & Sheet Metal Insurance
Painting Insurance
Equipment Dealers Insurance
Railroad Contractors
Marine Contractors
HVAC & Plumbing Insurance
Electrical Contractors
Concrete Contractors
Pool Contractors
and more...

Lines of  Coverage

Auto Physical Damage Insurance
Builders Risk Insurance
Commercial Auto Liability Insurance
Commercial Surety & Bonds
Contractor’s Pollution Insurance
Cyber Insurance
Directors and Officers Insurance (D&O)
Errors & Omissions Insurance (E&O)
Employment Practices Liability Insurance (EPLI)
Equipment Insurance
Excess / Umbrella Insurance
Flood Insurance
General Liability Insurance
Inland Marine Insurance
Management Liability Insurance
Medical Malpractice Professional Insurance
Motor Truck Cargo Insurance
Property Insurance
Rigger’s Liability Insurance
Workers Compensation Insurance / USL&H

COMMERCIAL INSURANCE

Minimum Qualification:

Danielle’s minimum annual premium is $75,000 or greater. This is the total for all policy lines of insurance to include Auto Liability, Auto Physical Damage, General Liability, Workers Compensation, Property, Equipment, Umbrella/Excess, Cyber, etc.

For construction businesses currently paying more than $100,000 annually combined for Auto Liability, Auto Physical Damage, General Liability, and Workers Compensation, we have alternative risk options such as Captives. 

Click here to learn more about Captives.

Frequently Asked

Questions

Our minimum premium is $75,000 or greater. This is the total for all policy lines of insurance to include Auto Liability, Auto Physical Damage, General Liability, Workers Compensation, Property, Equipment, Umbrella/Excess, Cyber, etc. 

Yes, many of our clients come to us by way of AOR, Agent of Record, whereby you would keep your current carriers, but move them to us for servicing.

This will vary depending on your specific business needs, but in general we like to start with a meeting about 6 months prior to your renewal date, which at that time we will establish a timeline to ensure the best renewal results.

We like to start our relationship by doing a full coverage review of your current policies to ensure adequate coverage, and review endorsements and exclusions. We will do an analysis of your premiums versus losses to establish your loss ratios, which together will determine which markets and risk programs your business would qualify for. 

Yes. We will review your claims with you to determine which markets you qualify for depending on your loss ratios and specifics of your claims.

We will guide you on how to approach your current agent while exploring your options with us. When we first start discussions, there’s no reason to inform your current agent. But as we get closer to the renewal and we have to order loss runs, your agent may become aware that you are in discussions with us. When necessary, we advise you to let your agent know that insurance is a big item on your expense sheet, so it’s only good business practice to explore your options to ensure you are best placed.

Louisiana, Mississippi, and Alabama are our primary states, but coverage is available nationwide as well as worldwide.