Crane & Rigging Insurance

We offer a multi-line insurance solutions specifically for crane rental companies across the country, with or without crane operators. This comprehensive Crane and Rigging insurance program is tailored to meet the unique needs of the crane industry, providing essential coverage for businesses nationwide.

With hundreds of insured clients across the United States in this program, it is designed to address the complex insurance requirements of the crane and rigging sector. This program is exclusively packaged through an AM Best A-rated carrier, streamlining the claims process and preventing confusion that can arise from dealing with multiple insurance providers.

General Liability Insurance

Property & Equipment Insurance

Auto Liability & Physical Damage Insurance

Workers' Compensation & 
Employer's Liability Insurance

Excess & Umbrella Insurance

Lines of  Coverage

CRANE & RIGGING INSURANCE

General Liability Insurance

Rigger’s Liability Insurance

Excess Liability Coverage

Workers’ Compensation Insurance
Auto Liability Insurance
Inland Marine Insurance
Contractor’s Pollution Liability Insurance
Coverage options available upon request
$2,000,000 general aggregate limit
$1,000,000 per occurrence limit
$2,000,000 for products and completed operations

$1,000,000 for personal and advertising injury

Available coverage limits: 2mm/4mm/4mm

Occurrence-based coverage form
Multiple deductible choices

Rigger’s liability, including Loss of Use coverage

Over-the-road liability for mobile equipment

Employee benefits coverage

Customized construction general liability (CGL) form
Customized "manuscript" coverage for equipment rented to third parties
Replacement cost coverage for equipment under 10 years old
Rigger’s coverage with comprehensive consequential loss protection

Specialty coverage options such as boom overload, loss of income, extra expenses, loss of rents, and equipment in your care, custody, or control

Flood and earthquake coverage available in most states
Employees covered as insureds

Coverage for hired car physical damage

Blanket additional insured options

Expanded towing and transportation coverage

Rental reimbursement for vehicles

Coverage for personal effects

Accident airbag deployment coverage

New vehicle replacement cost

Preferential pricing for qualified accounts

Discounts for fleet size and loss experience
Online certificate issuance available at any time
Superior claims handling services

Blanket waiver of subrogation options
Coverage limits ranging from $1,000,000 to $5,000,000, with higher limits available

Crane and Rigging Insurance for the Construction Industry

This program is ideal for businesses involved in crane rental, whether with or without operators, as well as bare crane rental, rigging, millwright services, and specialized transportation.

How this program can benefit your business?

This program offers decades of industry expertise, allowing us to handle even the most complex insurance needs. This program is designed with over 30 years of experience in the crane sector by it’s underwriters, ensuring the coverage options meet the specific needs of your business. Our team’s deep understanding of liability issues, along with exceptional service and dedicated support, ensures that your crane and rigging clients are well protected.

Minimum Qualification:

Danielle’s minimum annual premium is $75,000 or greater. This is the total for all policy lines of insurance to include Auto Liability, Auto Physical Damage, General Liability, Workers Compensation, Property, Equipment, Umbrella/Excess, Cyber, etc.

For construction businesses currently paying more than $100,000 annually combined for Auto Liability, Auto Physical Damage, General Liability, and Workers Compensation, we have alternative risk options such as Captives. 

Click here to learn more about Captives. 

Frequently Asked

Questions

Our minimum premium is $75,000 or greater. This is the total for all policy lines of insurance to include Auto Liability, Auto Physical Damage, General Liability, Workers Compensation, Property, Equipment, Umbrella/Excess, Cyber, etc. 

Yes, many of our clients come to us by way of AOR, Agent of Record, whereby you would keep your current carriers, but move them to us for servicing.

This will vary depending on your specific business needs, but in general we like to start with a meeting about 6 months prior to your renewal date, which at that time we will establish a timeline to ensure the best renewal results.

We like to start our relationship by doing a full coverage review of your current policies to ensure adequate coverage, and review endorsements and exclusions. We will do an analysis of your premiums versus losses to establish your loss ratios, which together will determine which markets and risk programs your business would qualify for. 

Yes. We will review your claims with you to determine which markets you qualify for depending on your loss ratios and specifics of your claims.

We will guide you on how to approach your current agent while exploring your options with us. When we first start discussions, there’s no reason to inform your current agent. But as we get closer to the renewal and we have to order loss runs, your agent may become aware that you are in discussions with us. When necessary, we advise you to let your agent know that insurance is a big item on your expense sheet, so it’s only good business practice to explore your options to ensure you are best placed.

Louisiana, Mississippi, and Alabama are our primary states, but coverage is available nationwide as well as worldwide.